The Question: To Buy or Not Buy Life Insurance The one question everyone must ask is, “if I died tomorrow, would I leave a loved one in a financial bind?” If your answer is “yes,” consider life insurance. Then ask, “do I like paying really high commissions for something that I can do for myself?” If your [...]
Are multiple 401(k) plans from former employers just sitting on your shelf, collecting dust? If so, we highly recommend that you roll them over into an IRA. You’ll find that the advantages are many, while the disadvantages are few: Pros: IT’S SO MUCH EASIER: By consolidating multiple 401(k) accounts into a single IRA, you eliminate the hassle [...]
We’ve all walked away from the holidays with useless items in tow. Remember the teddy bear tie that Aunt Mary thought was just too cute? It’s our kids that get this the most. Let’s not forget the sheer overwhelm that comes from opening all those presents — many of which get used once and then tossed [...]
As parents, most of our time is spent managing our day-to-day lives. While making sure our kids master life’s lessons, it’s easy to put saving for college on the back burner. Experts say we should start early and balance our efforts between saving for retirement and college. It’s a juggling act, but a necessary feat [...]
